You a Banker? Yes, It's Possible

Why you should read this before 2014...

Having recently passed the Infinite Banking Institute Practitioner's Exam as taught by economists Robert Murphy and Carlos Lara along with Nelson Nash, author of Becoming Your Own Banker, I'm excited for the way of sound money practices you and your family could be implementing in 2014.  Why would I be excited about you becoming your own banker in 2014?

1.  You may learn information that could revolutionize your family financial picture for the next five, twenty, perhaps one-hundred or more years.  Infinite Banking is about implementation of imagination for wealth development, family legacy planning, financing your family needs and wants out from under governmental stipulations.  The things you can do as your own banker are infinite and could be started in 2014.

2.  I'm excited that you could become your own banker (and use me as your banking coach) because I'll be with you as your banking coach for the lifetime or your plan unless you or I pass away.  In other words, we get to hang out and find ways to help you develop your financial goals and dreams into reality.

3.  I'm excited for you to become your own banker because banks are making a killing off of us. Banks will no doubt be raising interest rates in 2014 to make even more money off you and I.  In the November 18 Special Edition of Bloomberg Businessweek p. 28 it clearly states that it's not a matter of IF rates will rise but when in 2014.  In addition savers have been clear losers in the last 30-years in the banking industry and these savers are moving on from banks to other modes of saving with higher yields.  Don't you think banks are going to want those savers to return to them?  As an aside the four largest banks in the U.S. made $214 billion in profit from the end of 2008 to third quarter this year.

By becoming your own banker and implementing the banking process for yourself you begin to practice sound money lending and spending habits while using your money AND you set the terms of repayment while you earn money in a tax-preferred environment.  Yes, 2014 could be rocky as far as commercial banking is concerned and the rise of interest rates - but I prefer to look at this not as a potential economic bust moment for you, but an opportunity for you to call me and allow me to introduce you to an unparalleled financial tool that is sound, proven, and tested but proven strong - The Infinite Banking Concept.

Call 816-588-2328 or write mzimmeribc@gmail.com for more information and insight.  You can become your own banker in 2014! Take control of your money and use all of it to create a financial tailwind for success.

What 10% Might Do in America

Lately I've been reading about the dangers we presently "sleep" through as Americans in the realm of fractional reserve banking (a dangerous practice). Reading books like End the Fed by Ron Paul and various articles from Mises Institute as well as thoughts from Robert Murphy and Carlos Lara (both respected economists).  

Lara and Murphy make a sound case for Sound Money Solution by explaining how fractional reserve banking could be no more and we still maintain strength in our banking system.  This case is made in their book How Privatized Banking Really Works.  As I read more and more I am hopeful and working daily in my life to share about how sound money solution plays out through the implementation of the Infinite Banking Concept in the homes and businesses of people I know.  I am making it my goal to be a part of the goal to have 10% of America apply this in their lives.  This 10% is what Lara and Murphy call a decent "tipping point" towards moving an even larger portion of America towards health and sound money practices not to mention less unsecured debt in our homes.

This post might seem like it has hidden political leanings or reflect my political values (by simple reason of mentioning Ron Paul).  But this is not really about what I believe - it's about what would happen if 10% of us Americans would pull from fractional reserve banking moorings and finance the things we desire on our own.  What 10% of America could do....hmmm.

Recommended Reading - Even for the Economic "Expert"

I'm in the middle of reading Carlos Lara and Robert Murphy's book "How Privatized Banking Really Works: Integrating Austrian Economics with The Infinite Banking Concept."  It seems like either people don't know this information or they are so zombified by Keynsian economics and its equally ugly twin zombie called "buy term invest the rest" that they cannot do anything and think anything but what we were always taught.  

As I read I keep thinking to myself that two SUPER smart guys wrote this and yet it's the radio personalities and TV personalities that keep pushing the same old and broken vehicles for investment and financing.  Do some have merit?  I guess, but when I read more of what Lara and Murphy are suggesting in this book I'm more prone to push to the side of true individual freedom and economic policy that turns away from my hard earned dollars being taken from me in rapid pace.  Ludwig Von Mises, the most astounding voice of Austrian economics becomes a bigger than life hero to me and should be to others, and yet our nation and the homes that make up this nation languish.  I feel chains being broken from me even as I read this book because I know that the knowledge I'm gaining in conjunction with my Infinite Banking system is giving me more freedom - true freedom, and that freedom is outside the bounds of government savings vehicles. This is allowing me to help me and my family in even greater and unimaginable ways.  You should read this book AND consider Infinite Banking for yourself.  Come on, drop off the lies you've heard, and give this book and IBC an open and fair look.

What a Good Man Does

"A good man leaves an inheritance for his children's children."

Proverbs 13:22a

(A played out situation I wish I'd known 18 years ago)

Let's say you are a new parent.  You and your spouse bring home your first bundle of joy or your first adopted child and you are elated, scared, excited, tired already, dreaming of what this person will become.  Life begins to pick up as life does.  Baby goes from diapers to no diapers.  Baby goes from crawling to walking.  Time is moving quickly all the while you are thinking long range.  You are wise!  You know that as baby becomes child, child becomes preteen, preteen becomes teen, teen becomes young adult that there will be ever increasing expenses to meet the needs and even wishes of this child.

But your wisdom goes beyond the first twenty-five years of raising this person.  You want to set this kid up to succeed, really flourish in every way. And for this it takes money, lots of money.  So, what to do?  You don't have a ton of extra money to throw around or into fluctuating market ups and downs. So, you now think waaaaayyy outside the box.  You call on grandma and grandpa to begin a $2000 life insurance policy on your child and pay this same premium on the child in a dividend paying whole life policy with a mutual life company for the next 22 years.  The policy is initially set up with the grandparents as owners of the policy and to be passed on to the parents upon their death.  At the outset the policy is set up to emphasize cash accumulation and not death benefit.  After 22 years the "base premium" can be paid by dividends from the policy and surplus dividends buy additional paid up insurance moving forward.  The net effect being no additional outlay needed and face amount and cash value only grow ever increasingly.

In this example we have just shown the creation of financial "perpetual motion" beginning with one generation and moving through the cycle of many more to come as the process is repeated over and over again.  In this example, of which I would have employed for my kids, there are numerous advantages....

• It covers multiple generations - promotes long range planning
• Underwriting problems are minimized
• Tax free build up
• Precludes any need for Social Security
• Passive income is assured
• Estate planning is greatly simplified
• Wealth "mentality" passed from generation to generation.

Call me at 816-588-2328 to see how "What a Good Man Does" can begin a generational cycle of financial health for you and those you love.

Overwhelmed by College Costs?

Are you overwhelmed by College Costs?  The Infinite Banking Concept Can Help... Did you know that the Infinite Banking Concept resource can be a powerful tool  in the college planning process? Here's why. Although many scholarships reward merit, most financial aid is based on need.  To receive financial assistance, a family or student must complete the Free  Application for Federal Student Aid (FAFSA). Information on this application is  then analyzed using the federal methodology formula to determine what the  family is expected to contribute toward the student’s education. Money in  stocks, certificates of deposit and bank accounts are factored into this  formula, but your asset in the Infinite Banking System is not because it  is whole life insurance. Therefore, children whose parents have a portion of  their assets in a cash value life insurance policy may have a better chance  of qualifying for more financial aid than children whose parents have the same net worth and income who have not utilized the same planning technique. Just by reallocating your assets in a dividend paying whole life policy with a  mutual life company, you may improve the chances that your child could  become eligible for more scholarships and grants. College Planning and Whole Life Insurance The whole life insurance policy I help you implement can be a useful tool  in the college savings process because it:

•  Is not considered in federal financial aid calculations. •  Produces cash value, which can be accessed through tax-free loans or withdrawal/surrender of the paid-up additional insurance rider, to pay a  portion of college costs. If the policy-owner doesn’t use the cash value for  education funding, it can be used later to supplement retirement, or for  any other purpose.  • Offers a guaranteed death benefit, which can be used to pay college costs  if the insured dies prematurely. With college costs expected to increase at an annual rate of 5 to 10 percent*  for the foreseeable future, the ongoing uncertainty in the economy and  interest rates at record lows, planning for college is a major challenge for  many parents. Contact me at 816-588-2328 for more information on how  The Infinite Banking Concept can actually improve your ability to pay for  college expenses while limiting college loan expenses. *The American College, 2011.                                             For more information send inquiry to: mzimmeribc@gmail.com

Five Year School Loan Blues

Heavy school debt weighing post-undergrads down has been the topic of many financial blogs and news wires for several years.  I even saw on a major news service last week that more and more seniors are carrying debt, even school debt, into their retirement years.  I pastor a small congregation where it's not uncommon for my congregants to carrying large sums of school debt into later earning years.

So, what could we do to begin to REALLY tackle the issue of school loan debt?  I think a post-graduate assessment at five years is in order.  These are years where families, many times are being started, wage earning is beginning to tick up, and careers are being built one day at a time.  Post-university years are exciting days because lifetime formation is taking place.  As I said, many times children enter into our lives and life begins to move very rapidly.  So, we need to slow down and ask, "How will I pay these school loans?"

My wife and I had a bit of outside help paying school loans when we were newly weds and with that we set our goal at being school loan debt free by age thirty.  We achieved that goal.  However, if you're on your own and you are five-years out of the university and not already in a grad program, I would recommend you look into The Infinite Banking Concept as taught be Nelson Nash in his book Becoming Your Own Banker. I teach this material to people and I know that if your goal would be to eliminate school loans that we can come to the table with reasonable expectations of how to implement your own bank in an effort to eliminate school loan debt.  Call me at 816-588-2328 or mzimmeribc@gmail.com.  Let's get this school loan debt knocked out ASAP!

Financing College

From the Driver's Seat...

In less than one year my wife and I will begin to finance our daughter's college education largely (if not in total) through the wonderful resource of infinite banking. Back in 2008 I, like you, were awakened to some pretty harsh financial realities in the public marketplace, but also in my own personal financial situation.  I knew that in five to six years I NEEDED a better option to be able to finance my child's future education than "a wing and a prayer" and FannieMae.  Ugghhh, that was such a hard thought to ponder.

At the time I also had many other things spinning like high unsecured debt, pitiful pension, and minimal death benefits in case I passed on.  In short, my family was in high debt, little retirement funding, and unprotected in case of my demise!  NOT good. In addition, I had no way to pay for college.  Up a creek without a paddle.

I won't address how Infinite Banking helps with the first three issues,  but I will say today that 2008 was the (sounds odd) perfect time to begin a dividend paying whole life insurance policy that was set up for us to quickly begin utilizing for the banking benefits.  November 2013 marks our 5th year as Infinite Banking practitioners and I'm super excited to say we're debt free (except mortgage), I have an ever increasing passive income pool for "retirement" (that I can tap tax free), I have an ever increasing death benefit to leave a super awesome legacy, and I have placed my money in a system that is 100% liquid with no taxation on growth and can use it anytime I need it for any reason I desire - INCLUDING financing my kids college.

I'm not an official financial adviser, I'm a guy who lives and teaches Infinite Banking, but I would say that being in the financial driver's seat right now in regards to financing college in the years ahead feels so much better than keeping my money stashed away in some government qualified plan hoping it will grow and for the most part unable to access its use without penalties. So, what to do?  Well, if you have a seventh or eighth grader and you're thinking college and how to finance - you might consider Infinite Banking.  It's meant more to me than what I thought I knew. Call me if you'd like to explore how you can set up your own Infinite Banking system.

Post High School Education Reality

Am I ready for this?...

Last night I went to my daughter's high school and sat in a fast paced one-hour presentation on the many ways I and my daughter should be preparing for post-high school education.  I left feeling like I had been sacked by Ray Lewis - multiple times!  Don't get me wrong - the information was solid, well presented, concise and all that jazz, but it was a heavy thought as a dad to consider that between now and next August I am on the fast track to a big-time transition with my girl, not to mention she has a sister who is a junior!

[DEEP BREATH]

So, between meetings like the one I attended, scoping out the FAFSA site for help, the high school website for help, the college of her choice website, meeting ACT testing deadlines, senior pictures, senior year this-that-and the other, I am overwhelmed.  Are you there?  Have you been there?

[DEEP BREATH]

Well, today I am concluding that the money part (you know, financing the college tuition) should be OK.  I am believing that our Infinite Banking system will be a TREMENDOUS asset in paying down and paying off college expenses (while foregoing interest to others). If you would have asked me five or ten years ago how I was going to pay for my child's college expenses - I would have answered "a wing and a prayer."  So, glad that what I thought I knew in this realm, just ain't so!

Infinite Banking and College planning go hand in hand.  I'm thinking if you have a seventh or eighth grader you should contact me now on how you can begin to prepare your child for college financially and pass up the traditional financing options.  

I Like What I Do

A New Journey Refection

The other day I spoke with an acquaintance, a man I rarely talk with.  He called me out of the blue and I missed him, so I returned the call.  He was telling me that he had heard I was working with Infinite Banking Concept (personal banking he called it).  I said I was working in this area and he then asked if I was doing well with it, do I like it?  Am I making money doing this?

He was genuinely curious and I believe he cares for me personally, but after hanging up I began to ponder the questions he was posing.

First, I have not mentioned this before but along with teaching about Infinite Banking, I'm also a pastor.  This simply means that I not only have the joy of participating in God's call for my life to pastor but I have a second "dream job" of telling people about Infinite Banking.  Do I enjoy what I do?  With 110% enthusiasm I enjoy both of my jobs!

Second, "Am I making money at it?"  This is a valid question, but it is really not a question for me to consider primarily.  Yes, I want to make a living doing this, but the truth of Infinite Banking is proof enough for those truly curious that what I make is fairly secondary to helping individuals and families move ahead with their financial goals and dreams.  The material Nelson Nash has provided us, of which I help unfold for people, is the key here and what I make as income will happen when it happens.  Sound naive?  I know it does, but for me it's trust in God and the material Nelson has shared no matter how non-mainstream it may seem.

Bottom line - I really like what I do and KNOW that Infinite Banking works! I'd enjoy sharing with you how it can work for you.  Call me at 1-816-588-2328 to visit.

Interest Rate Myth Rebuffed

Rethinking the Car Buying Strategy

This post is being brought to you today as another example that what we thought we knew, just ain't so.

My friend and partner Mike Everett at Life Success and Legacy provides this simple video explanation of how we used to think about buying cars. We use the teaching in this video quite often when people are exploring what Infinite Banking could mean for them and their future.  More of these types of videos can be found at the Life Success and Legacy web site under the videos tab. 

Again, just a little bit more open-mindedness and education for some people could make the difference in how they view personal banking as taught through the Infinite Banking Concept by Nelson Nash and through our ongoing teaching and leadership at Life Success and Legacy.  Contact us for more information or a copy of Nelson's book, Becoming Your Own Banker.

Infinite Banking Concept and Financial Prisons

So Many Voices

There are a lot of good personalities and voices in today's marketplace that want to help people discover what life can be like beyond financial bondage. The reality in America is that we still live way beyond our means AND those that don't, feel the financial pressures of rising taxation, rising medical care prices and we still feel the pinch of rising fuel costs (which is baffling).

Many people I come in contact with refer to great debt elimination and wealth building principles by Dave Ramsey and others as a tremendous source of inspiration and tangible help for them financially.  I love hearing that so many use Dave and his teachings.  In fact, I have his books on my shelf as I write this blog.  Too many are in financial prisons to not point out Dave Ramsey's exceptional work in helping this nation live within its means and get healthy.

Among this voice and so many others that continue to aid us in debt reduction and to make wise financial decisions there is also this voice that comes from a man named Nelson Nash.  Nelson is about the same thing as others I believe.  This one thing is to reduce and eliminate debt, build wealth cycles in families, and put more hard earned dollars that people make back into their hands.  At the end of the day - it is to get people beyond financial prisons.

Nelson speaks to his own financial prison in his book Becoming Your Own Banker (p. 12-13).  In it he describes crashing markets of early 1980's, death and life threatening illnesses of close family, mounting credit, super high interest rates, and more.  In it he realized that "hardship often helps us see things to which we are normally blind."  Out of this and through much time in prayer on his knees, Nelson goes on to say, that the system of infinite banking (requiring discipline to implement the idea) changed his life dramatically.

Financial prisons are meant to be busted out from.  I believe that what Nelson teaches in his book and with personal explanation of this teaching by calling or writing me, we can help you bust out of this prison you find yourself in right now.

 

Becoming Your Own Banker - The Book

Intro 2

On page four of Becoming your Own Banker by Nelson Nash, Nelson clearly states that before you read his book you must remember that The Infinite Banking Concept is a major paradigm shift for most people.  In fact, Nelson says, "it's like telling people the world is round when they believe it's truly flat."  However, he goes on to say on page four that, "education is an on-going process and there is no such thing as having 'arrived' in knowledge."

Now, as I have been involved with the IBC personally for nearly five-years and am now involved vocationally as a teacher of IBC, I do come across people who say to me, "but can this be done with little to no funds available?"  This question comes from people who have found themselves in somewhat of a financial prison but truly want to break out.  This question is good and fair.  My answer to this question would be a referral to Nelson's "testimony" on page four and five (call me for a book) of how he got started in this line of financing.  It may require us first to think beyond the financial nightmare into a system that will keep us out if that nightmare.  The famous Benjamin Franklin always felt as if man could make a better way.  His was always a line of hopeful financial optimism.  But with this came the turning of how one thinks about their own personal wealth. 

Next time I'll jump into how we begin or get started to think about being your own banker.

Becoming Your Own Banker - The Book

Intro

I want to share a few introductory lines from Nelson Nash's book Becoming your Own Banker.  This is the material we teach and train people to use at Life Success and Legacy.  We just make it simple at LSL.  No gimmicks or tricks, just the sharing of information in this 92-page book.

"The Becoming Your Own Banker book by R. Nelson Nash is really a course of instruction about the power of dividend-paying whole life insurance.  It is not a sales tool for life insurance agents.  It is education that the life insurance industry should have taught during the last 200 years.  The book demonstrates your need for finance, during your lifetime, is much greater than your need for protection.  The whole idea is to recapture the interest that one is paying to banks and finance companies for the major items that we need during a lifetime such as cars, major appliances, homes, business equipment and investment opportunities."

This introduction by Nelson is the foundation for what we teach at LSL.  I have found that I can verbally tell people by phone or verbally over a lunch what Infinite Banking is and what it can do, but unless a person gets this book and begins to dive into the materials it's a bit hard to grasp.  And even then, what you read may seem mind boggling.  So, this is why we keep it simple and encourage people to make the investment in Nelson's book and read it.  We don't deviate from this method - because it works.  Later I'll share more introductory thoughts from Nelson's book.

Want a book?  Call me at 816-588-2328.  It's just $20 and shipping is NO cost to you.

Knowing Next to Nothing

I learned something amazing the other day while sitting around with my friend Mike Everett at the Life Success and Legacy "Home Office."  I learned about some of the Myths in Regards to Interest Rates.  When Mike showed me some examples about interest rate myths and I watched this video (from our videos page) again, it hit me like a ton of bricks that in this regard I thought I knew a lot, but in reality, almost next to nothing.

You see, most of us have been taught to get low interest rates on housing. This is good.  Most have been taught high yield interest rates on investing is good - real good.  But again, when I watched the video, I soon realized that the banking equation that I thought would work better for me, was proven the opposite in Mike's video.  The interest rate myth was busted!!

You see, it's OK to know what you think you know, but when you step into "the light" with new or renewed knowledge as I did yesterday, then I/you have a responsibility to do something to turn the financial equation in my/your favor NOT in the favor of "the other guy."  Again, watch the video entitled "Interest Rate Myths" and see if the light bulb causes you to wonder about how you finance your next car - then contact me to see how LSL can help you control the WHOLE car financing equation.

Retirement Fund Penalty - Huge Rethink!

I post some thoughts today in light of this article about the financial shortfall for a widow whose husband withdrew retirement funds at sixty-two rather than sixty-five.  First, I was saddened for this lady.  The penalties, loop-holes, and regulations are there for a reason, but it still saddens me to hear that this happened to her and does happen to countless others in her situation.  Second, this article made me think that what I do in teaching the Infinite Banking Concept is so vital to people right now between the ages of forty-five and fifty-five.  This time frame for people is so critical because if retirement funding has been limited or needs a dramatic boost, at
Life Success and Legacy we can provide a free retirement analysis on how to turbo-charge retirement "passive income" as Neslon Nash says in his book.

Finally, I share this today because if a couple or individual would simply look at Infinite Banking as a viable retirement option they would see that the whole early withdraw and the whole idea of penalty at 62 and limited Social Security at 65 or beyond for a widow - the whole article I've re-posted becomes in a sense a mute point.  Why?  because we're talking about a dependency on a government structured plan rather than a plan that YOU control and design.  Take this revelation and run with it.

About Living Paycheck to Paycheck

According to CNN.com 76% of Americans live from paycheck to paycheck.  Living in one of the most affluent counties in America (Johnson, state of Kansas), it would be easy for me to dismiss this as alarmism, but even in this very county, and in the surrounding KC metro counties, it is easy for me to imagine that this CNN.com article is probably not too far off the trail.

Now, that being said, I am an optimist by nature and I do not re-post this article to point out the negative nature of how this article feels for so many who do live pay check to pay check, we get enough of that in this age.  I do re-post, because no matter what you or I think of the news service reporting (good or bad, legit or not) I think the vibe of the article is certainly valid and perhaps even fairly close in percentage of people in this situation.

My family was in this state in 2008 and mounting unsecured debt was the norm.  I was sooooo sick of living paycheck to paycheck.  Lots of discipline, implementing some Dave Ramsey principles, implementing tools and thoughts by Joseph Sangl, and implementing the Infinite Banking concept by Nelson Nash through Life Success and Legacy all have helped us to reduce and eliminate massive debt, correct poor habits, begin new better habits, and get our family back up on its feet into a brighter future.  In these five years since beginning the above principles, we now see a hope that we do not have to live paycheck to paycheck and we are hopeful, real hopeful.  This, my friends, is called a testimony.  It's our story after our financial tests and we thank God for his provision through the tests and now beyond debt into a better future.  I'd love to share more - maybe you should just send me a note of contact and we could talk?  I'd like that.

 

If you'd like a copy of Nelson Nash's book, Becoming Your Own Banker, I'll send one to you for $20 and I'll cover shipping.  Write to mzimmeribc@gmail.com with mailing details.

Infinite Banking and KPERS

Retirement for Teachers Looks Shaky

Thinking about my father, wife, mother (who are teachers or have worked in the public school system) and countless numbers of teachers I've known through the years it occurred to me that state supported retirement funds, such as KPERS (here in Kansas) have been shaky at best lately in terms of funding and promises to deliver on future funds to its retired teachers.  Coming across this article from the KNEA home page and inset articles like this one from the Wichita Eagle make me wonder in honest inquisitiveness, will these propped up plans and recovery systems to ensure proper funding really work?  The better question is will the money paid in to "the system" by lifetime educators really be there?

If, according to the article, the state is supposed to contribute a set amount but underfunds or the state goes to a defined contribution plan (which KNEA opposes) then who's stuck at retirement time?  You guessed it - teachers and other vested KPER contributors.  Then I have to ask myself, with retirement numbers jumping higher and higher as boomers retire from service and more dollars pouring out than in "the system," what's a younger generation to think about this whole deal?  This thing looks shaky.  This post is not meant to say that KNEA can't handle its business regarding the best care for its teachers or vested employees, this post is simply to ask - could there be a better more assured plan for retirement for teachers who want a more sure foundation to stand on in regards to retirement income?

The whole intent here is to ask do we REALLY believe in what we thought we knew about our retirement pension as public educators?  Could there be another incredible option/financial vehicle for teachers that is better suited for some teachers who are willing to step out of "the box?"  I believe there is, and it's called The Infinite Banking Concept.  The concepts taught through IBC flies in the face of what we thought we knew, but it is most assuredly worth the investigation.

Retirement Tougher for Boomer Children

I came across this article through my feed reader of choice the other day talking about how it will be pretty tough for children of boomers to retire.  The level of expected standard for living is as high as boomer parents but maybe not achievable for Xers etcetera, etcetera, etcetera.  Collapsing Social Security system, so on and so on and so on. I'm not trying to be glib or trite here because I think what the article is suggesting has some real merit.  But on the other hand I think we should pause and consider that government propped programs will struggle in the days ahead as many have in the past and do even now in the present.

If you read this you now as a Gen Xer or even as a boomer you question IF you will have a Social Security assistance.  You question IF your 401(k) or 403(b) or those mutual fund holdings are all really safe and accessible as funded.  Let's be real - the picture isn't so bright in this area.  And most of us have been pretty much taught to suck it up and just sink more money in, because that's what we should do - no plan B.

But the retirement picture can look better.  The picture gets brighter and more colorful when we keep an open mind and explore what Infinite Banking can do.  This is what I teach through Life Success and Legacy.  We can read articles like the one mentioned nearly every day, so why not keep an open mind and just see what Infinite Banking could mean for you and your retirement future.  Send me a note if interested.

What We Thought We Knew

I'm so excited about this blog I'm starting because it coincides with my new career path which is telling and showing people how to think in different ways about their finances than what main stream media, our parents, or our government has taught us or expects us to think and behave.  I'll just say at the outset that this will be a very simple weekly blog.  I'll post a couple times a week mentioning various media articles that I've come across and ways that we could rethink what's being said or "pushed" in light of what I'm teaching through the principles I teach as a part of Life Success and Legacy.

At Life Success and Legacy we feel like the information we teach and share from the book How to Be Your Own Banker by Nelson Nash do and will continue to set before us new options and ways to consider the flow of money in our lives in order to be able to pay off debt, finance cars and other large ticket items, plan for college expenses, plan better for retirement, and of course leave an incredible financial legacy for kids, grandkids, even great-grand kids.

This blog is written from the generational perspective of a Gen Xer, which is what I am.  My hope is that other Gen Xers will be open minded enough to entertain the thoughts and ideas I present and perhaps dialog with me about the concepts presented.  Finally, it is my hope that those who comment would be generally inquisitive and civil in their comments and that even if disagreements occur we can agree that what Nelson Nash presents to us in this age is at least food for thought.  I'm fully aware that we all think the way we think and know what we think we know, but this is a blog for ideas and if you have a mind to explore these ideas, you are most certainly welcome to follow along on this journey in exploring...what we thought we knew.